/* ============================================
   Salt Wealth Partners — Main Stylesheet
   ============================================ */

/* ---------- Reset & Base ---------- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  line-height: 1.65;
  color: #3a3a3a;
  background: #fff;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: #0B1F2A;
  text-decoration: none;
  transition: color 0.3s;
}
a:hover {
  color: #C6A15B;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Spectral', serif;
  font-weight: 400;
  color: #0B1F2A;
  line-height: 1.3;
}

h1 { font-size: 2.5rem; }
h2 { font-size: 2rem; }
h3 { font-size: 1.625rem; }
h4 { font-size: 1.5rem; }

p { margin-bottom: 1rem; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 2rem;
}

/* ---------- Utility ---------- */
.text-center { text-align: center; }
.text-gold { color: #C6A15B; }
.text-teal { color: #0B1F2A; }
.bg-light { background: #F7F5F2; }
.bg-teal { background: #0B1F2A; color: #fff; }
.bg-blue-light { background: #F7F5F2; }

.btn {
  display: inline-block;
  padding: 0.85rem 2rem;
  border-radius: 4px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.9rem;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  transition: all 0.3s;
  cursor: pointer;
  border: none;
}

.btn-primary {
  background: #C6A15B;
  color: #fff;
}
.btn-primary:hover {
  background: #B08D48;
  color: #fff;
}

.btn-outline {
  background: transparent;
  color: #fff;
  border: 2px solid #fff;
}
.btn-outline:hover {
  background: #fff;
  color: #0B1F2A;
}

.btn-teal {
  background: #0B1F2A;
  color: #fff;
}
.btn-teal:hover {
  background: #071520;
  color: #fff;
}

/* ---------- Announcement Banner ---------- */
.announcement-bar {
  background: #C6A15B;
  color: #fff;
  text-align: center;
  padding: 0.6rem 1rem;
  font-size: 0.85rem;
  letter-spacing: 0.3px;
}
.announcement-bar a {
  color: #fff;
  text-decoration: underline;
  font-weight: 600;
}
.announcement-bar a:hover {
  color: #F7F5F2;
}

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: #fff;
  box-shadow: 0 2px 20px rgba(0,0,0,0.06);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.8rem 2rem;
  max-width: 1400px;
  margin: 0 auto;
}

.logo {
  display: flex;
  align-items: center;
}

.logo img {
  height: 75px;
  width: auto;
}

/* ---------- Navigation ---------- */
.main-nav {
  display: flex;
  align-items: center;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: 0;
  align-items: center;
}

.nav-links > li {
  position: relative;
}

.nav-links > li > a {
  display: block;
  padding: 0.5rem 1.1rem;
  font-size: 0.88rem;
  font-weight: 500;
  color: #3a3a3a;
  letter-spacing: 0.3px;
  transition: color 0.3s;
}
.nav-links > li > a:hover,
.nav-links > li:hover > a {
  color: #0B1F2A;
}

/* Dropdown */
.nav-links li .dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  background: #fff;
  min-width: 240px;
  box-shadow: 0 8px 30px rgba(0,0,0,0.1);
  border-radius: 0 0 6px 6px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: all 0.3s;
  list-style: none;
  padding: 0.5rem 0;
  z-index: 100;
}

.nav-links li:hover .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown li a {
  display: block;
  padding: 0.55rem 1.5rem;
  font-size: 0.85rem;
  color: #4B4F58;
  font-weight: 400;
  transition: all 0.2s;
}
.dropdown li a:hover {
  background: #F7F5F2;
  color: #0B1F2A;
}

.nav-cta {
  margin-left: 1rem;
}
.nav-cta .btn {
  padding: 0.6rem 1.4rem;
  font-size: 0.8rem;
}

/* Mobile toggle */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
}
.mobile-toggle span {
  display: block;
  width: 26px;
  height: 3px;
  background: #0B1F2A;
  margin: 5px 0;
  border-radius: 2px;
  transition: 0.3s;
}

/* ---------- Hero ---------- */
.hero {
  position: relative;
  height: 85vh;
  min-height: 550px;
  max-height: 900px;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(11,31,42,0.45) 0%, rgba(11,31,42,0.25) 100%);
  z-index: 1;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 700px;
  padding: 2rem;
  margin-left: 8%;
}

.hero-content h1 {
  color: #fff;
  font-size: 3rem;
  margin-bottom: 1.25rem;
  line-height: 1.2;
}

.hero-content p {
  color: rgba(255,255,255,0.9);
  font-size: 1.15rem;
  margin-bottom: 2rem;
  line-height: 1.7;
}

.hero-content .btn {
  margin-right: 1rem;
  margin-bottom: 0.5rem;
}

/* ---------- Stats ---------- */
.stats-section {
  padding: 4.5rem 2rem;
  background: #fff;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.stat-item {
  padding: 1.5rem;
}

.stat-number {
  font-family: 'Spectral', serif;
  font-size: 3.2rem;
  color: #C6A15B;
  font-weight: 400;
  line-height: 1;
  margin-bottom: 0.5rem;
}

.stat-label {
  font-size: 0.9rem;
  color: #4B4F58;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.stat-divider {
  width: 40px;
  height: 2px;
  background: #0B1F2A;
  margin: 0.75rem auto 0;
}

/* ---------- Specializations ---------- */
.specializations {
  padding: 5rem 2rem;
  background: #F7F5F2;
}

.section-header {
  text-align: center;
  max-width: 650px;
  margin: 0 auto 3.5rem;
}

.section-header h2 {
  margin-bottom: 0.75rem;
}

.section-subtitle {
  font-size: 1.05rem;
  color: #4B4F58;
}

.section-line {
  width: 60px;
  height: 3px;
  background: #C6A15B;
  margin: 1.25rem auto 0;
}

.spec-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
  max-width: 1100px;
  margin: 0 auto;
}

.spec-card {
  background: #fff;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(0,0,0,0.06);
  transition: transform 0.3s, box-shadow 0.3s;
}
.spec-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.1);
}

.spec-card-img {
  height: 220px;
  overflow: hidden;
}
.spec-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s;
}
.spec-card:hover .spec-card-img img {
  transform: scale(1.05);
}

.spec-card-body {
  padding: 1.75rem;
}

.spec-card-body h3 {
  margin-bottom: 0.75rem;
  font-size: 1.4rem;
}

.spec-card-body p {
  font-size: 0.95rem;
  color: #4B4F58;
  margin-bottom: 1.25rem;
}

.spec-card-body .card-link {
  font-size: 0.85rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: #C6A15B;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
.spec-card-body .card-link:hover {
  color: #0B1F2A;
}
.card-link .arrow {
  transition: transform 0.3s;
}
.card-link:hover .arrow {
  transform: translateX(4px);
}

/* ---------- About ---------- */
.about-section {
  padding: 5rem 2rem;
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  max-width: 1100px;
  margin: 0 auto;
}

.about-image {
  border-radius: 8px;
  overflow: hidden;
  position: relative;
}

.about-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  min-height: 400px;
}

.about-image::after {
  content: '';
  position: absolute;
  bottom: -20px;
  right: -20px;
  width: 60%;
  height: 60%;
  background: #F7F5F2;
  z-index: -1;
  border-radius: 8px;
}

.about-text h2 {
  margin-bottom: 1.25rem;
}

.about-text p {
  color: #4B4F58;
  margin-bottom: 1rem;
}

.about-text .btn {
  margin-top: 1rem;
}

/* ---------- Who We Serve ---------- */
.who-we-serve {
  padding: 5rem 2rem;
  background: #0B1F2A;
  color: #fff;
}

.who-we-serve h2 {
  color: #fff;
}

.serve-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2.5rem;
  max-width: 1100px;
  margin: 0 auto;
}

.serve-item {
  text-align: center;
  padding: 2rem 1.5rem;
}

.serve-icon {
  width: 70px;
  height: 70px;
  margin: 0 auto 1.25rem;
  background: rgba(143,109,79,0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.serve-icon svg {
  width: 32px;
  height: 32px;
  stroke: #C6A15B;
  fill: none;
  stroke-width: 1.5;
}

.serve-item h3 {
  color: #fff;
  font-size: 1.3rem;
  margin-bottom: 0.75rem;
}

.serve-item p {
  color: rgba(255,255,255,0.8);
  font-size: 0.92rem;
}

/* ---------- Insights ---------- */
.insights-section {
  padding: 5rem 2rem;
  background: #F7F5F2;
}

.insights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
  max-width: 1100px;
  margin: 0 auto;
}

.insight-card {
  background: #fff;
  border-radius: 8px;
  overflow: hidden;
  border: 1px solid #e8e8e8;
  transition: box-shadow 0.3s;
}
.insight-card:hover {
  box-shadow: 0 8px 30px rgba(0,0,0,0.08);
}

.insight-card-img {
  height: 200px;
  overflow: hidden;
}
.insight-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.insight-card-body {
  padding: 1.5rem;
}

.insight-tag {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: #C6A15B;
  margin-bottom: 0.75rem;
}

.insight-card-body h3 {
  font-size: 1.2rem;
  margin-bottom: 0.6rem;
}
.insight-card-body h3 a {
  color: #0B1F2A;
}
.insight-card-body h3 a:hover {
  color: #C6A15B;
}

.insight-card-body p {
  font-size: 0.9rem;
  color: #4B4F58;
}

/* ---------- CTA Banner ---------- */
.cta-banner {
  padding: 5rem 2rem;
  background: linear-gradient(135deg, #0B1F2A 0%, #1A3A4A 100%);
  text-align: center;
  color: #fff;
}

.cta-banner h2 {
  color: #fff;
  font-size: 2.25rem;
  margin-bottom: 1rem;
}

.cta-banner p {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.85);
  max-width: 600px;
  margin: 0 auto 2rem;
}

/* ---------- Contact ---------- */
.contact-section {
  padding: 5rem 2rem;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  max-width: 1100px;
  margin: 0 auto;
}

.contact-info h2 {
  margin-bottom: 1.5rem;
}

.contact-info p {
  color: #4B4F58;
  margin-bottom: 1.5rem;
}

.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.25rem;
}

.contact-detail-icon {
  width: 40px;
  height: 40px;
  min-width: 40px;
  background: #F7F5F2;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.contact-detail-icon svg {
  width: 18px;
  height: 18px;
  stroke: #0B1F2A;
  fill: none;
  stroke-width: 2;
}

.contact-detail-text {
  font-size: 0.95rem;
}
.contact-detail-text strong {
  display: block;
  margin-bottom: 0.15rem;
  color: #0B1F2A;
}

.contact-form {
  background: #F7F5F2;
  padding: 2.5rem;
  border-radius: 8px;
}

.contact-form h3 {
  margin-bottom: 1.5rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 500;
  margin-bottom: 0.4rem;
  color: #3a3a3a;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid #ddd;
  border-radius: 4px;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.9rem;
  transition: border-color 0.3s;
  background: #fff;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: #0B1F2A;
}

.form-group textarea {
  height: 120px;
  resize: vertical;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

/* ---------- Footer ---------- */
.site-footer {
  background: #0B1F2A;
  color: rgba(255,255,255,0.7);
  padding: 4rem 2rem 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 3rem;
  max-width: 1200px;
  margin: 0 auto;
}

.footer-brand .footer-logo {
  height: 60px;
  width: auto;
  margin-bottom: 1rem;
  filter: invert(1);
}

.footer-brand p {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.6;
}

.footer-heading {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: #C6A15B;
  margin-bottom: 1.25rem;
}

.footer-links {
  list-style: none;
}
.footer-links li {
  margin-bottom: 0.6rem;
}
.footer-links a {
  color: rgba(255,255,255,0.6);
  font-size: 0.88rem;
  transition: color 0.3s;
}
.footer-links a:hover {
  color: #fff;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  margin-top: 3rem;
  padding-top: 1.5rem;
  max-width: 1200px;
  margin-left: auto;
  margin-right: auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
}

.footer-social {
  display: flex;
  gap: 1rem;
}
.footer-social a {
  color: rgba(255,255,255,0.5);
  transition: color 0.3s;
}
.footer-social a:hover {
  color: #C6A15B;
}
.footer-social svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
}

/* ---------- Animations ---------- */
.fade-in {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

.fade-in-left {
  opacity: 0;
  transform: translateX(-40px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-in-left.visible {
  opacity: 1;
  transform: translateX(0);
}

.fade-in-right {
  opacity: 0;
  transform: translateX(40px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-in-right.visible {
  opacity: 1;
  transform: translateX(0);
}

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .about-grid,
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }
}

@media (max-width: 768px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }

  .mobile-toggle {
    display: block;
  }

  .main-nav {
    position: fixed;
    top: 0;
    right: -100%;
    width: 80%;
    max-width: 360px;
    height: 100vh;
    background: #fff;
    flex-direction: column;
    align-items: flex-start;
    padding: 5rem 2rem 2rem;
    box-shadow: -4px 0 20px rgba(0,0,0,0.1);
    transition: right 0.3s ease;
    overflow-y: auto;
  }

  .main-nav.active {
    right: 0;
  }

  .nav-links {
    flex-direction: column;
    width: 100%;
    gap: 0;
  }

  .nav-links > li > a {
    padding: 0.75rem 0;
    font-size: 1rem;
  }

  .nav-links li .dropdown {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    padding-left: 1rem;
    display: none;
  }

  .nav-links li:hover .dropdown,
  .nav-links li.open .dropdown {
    display: block;
  }

  .nav-cta {
    margin-left: 0;
    margin-top: 1rem;
  }

  .hero {
    height: 70vh;
    min-height: 450px;
  }

  .hero-content {
    margin-left: 0;
    padding: 2rem;
  }

  .hero-content h1 {
    font-size: 2.2rem;
  }

  .stats-grid {
    grid-template-columns: 1fr;
    gap: 1rem;
  }

  .spec-grid,
  .insights-grid {
    grid-template-columns: 1fr;
  }

  .serve-grid {
    grid-template-columns: 1fr 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 1rem;
    text-align: center;
  }
}

@media (max-width: 480px) {
  .serve-grid {
    grid-template-columns: 1fr;
  }

  .hero-content h1 {
    font-size: 1.8rem;
  }
}

/* Mobile nav overlay */
.nav-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.4);
  z-index: 998;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s;
}
.nav-overlay.active {
  opacity: 1;
  visibility: visible;
}
.main-nav {
  z-index: 999;
}

/* ---------- Page-specific styles ---------- */

/* Inner page hero */
.page-hero {
  position: relative;
  height: 350px;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  overflow: hidden;
}

.page-hero .hero-bg {
  position: absolute;
  inset: 0;
}

.page-hero .hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.page-hero .hero-overlay {
  position: absolute;
  inset: 0;
  background: rgba(11,31,42,0.8);
}

.page-hero-content {
  position: relative;
  z-index: 2;
  color: #fff;
}

.page-hero-content h1 {
  color: #fff;
  margin-bottom: 0.5rem;
}

.page-hero-content p {
  color: rgba(255,255,255,0.85);
  font-size: 1.1rem;
}

/* Disclosure / legal */
.disclosure {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.35);
  max-width: 1200px;
  margin: 1.5rem auto 0;
  padding-top: 1rem;
  border-top: 1px solid rgba(255,255,255,0.05);
  line-height: 1.5;
}
